Terms of Use

Agreement to Terms

By accessing or using the Mountain Quest website (mountain-quest.com), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you may not access or use our website or services.

Intellectual Property Rights

The content on this website, including text, graphics, logos, images, and software, is the property of Mountain Quest and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

Use License

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. This license does not include:

• Modifying or copying the materials
• Using the materials for commercial purposes
• Attempting to reverse engineer any software on the website
• Removing copyright or proprietary notations
• Transferring the materials to another person

Acceptable Use

You agree not to use our website:

• In any way that violates applicable laws or regulations
• To transmit harmful code, viruses, or malicious software
• To impersonate or attempt to impersonate Mountain Quest or its employees
• To harass, abuse, or harm another person
• To collect or track personal information of others without consent
• To spam, phish, or engage in similar activities
• To interfere with security features or proper functioning of the website

Service Descriptions

Mountain Quest provides pension planning and retirement advisory services. All service descriptions, pricing, and information on this website are subject to change without notice. We reserve the right to:

• Modify or discontinue services at any time
• Refuse service to anyone for any reason
• Update pricing and service offerings

Financial Advice Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as financial advice. Mountain Quest services are tailored to individual circumstances and require a formal engagement. You should not make financial decisions based solely on website content without consulting with a qualified advisor.

No Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• The website will be uninterrupted, secure, or error-free
• The results obtained from using the website will be accurate or reliable
• Any errors in the website will be corrected

Limitation of Liability

To the maximum extent permitted by law, Mountain Quest shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

• Your use or inability to use the website
• Unauthorized access to your data or communications
• Statements or conduct of third parties on the website
• Any other matter relating to the website or services

Indemnification

You agree to indemnify and hold harmless Mountain Quest, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the website
• Your violation of these Terms of Use
• Your violation of any rights of another party

External Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party sites. You access external links at your own risk.

User-Generated Content

If you submit content to our website (such as through contact forms or testimonials), you grant Mountain Quest a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display that content for business purposes.

You represent and warrant that:

• You own or have rights to the content you submit
• The content does not violate any third-party rights
• The content does not contain defamatory, offensive, or illegal material

Privacy

Your use of our website is also governed by our Privacy Policy. Please review this policy to understand how we collect, use, and protect your information.

Governing Law

These Terms of Use are governed by the laws of New South Wales, Australia. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of New South Wales.

Dispute Resolution

In the event of a dispute, we encourage you to contact us first to seek an informal resolution. If a dispute cannot be resolved informally, you agree to submit to binding arbitration in Sydney, Australia, in accordance with the rules of the Australian Centre for International Commercial Arbitration.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any service-specific terms, constitute the entire agreement between you and Mountain Quest regarding your use of the website.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms of Use, please contact us:

Mountain Quest
Level 12, 347 Kent Street
Sydney NSW 2000
Australia
Email: [email protected]